Tampa Bay, Florida - Summer is coming and many Florida Teenagers are getting ready to hit the roads. The Teens will obviously need car insurance to drive their cars in Florida. Florida Teenagers should be aware that typically you have five basic steps to obtain your Florida Driver’s License. These steps change a little depending on the age of the Teenager, nevertheless our site will provide some of the procedures that Florida Teens will need to complete.
Necessary Actions for Florida Teenagers to prepare to drive legally:
Study and Pass a Drivers Education Course Obtain a Learner Permit Pass your Florida driver permit written test Obtain Florida Car Insurance Coverage Practice Safe Driving and perform with an Adult Licensed Driver Pass the Test and Get Your Florida Drivers License
Florida Graduated Driver Licensing (GDL) and Driver License Requirements
Under Florida’s Graduated Licensing (GDL) laws, teenagers who are aged 15 but not older than 16 must take a driver’s education course before applying for a learner’s license. After the Teens obtain the learner’s license, that teen must complete 50 hours of supervised driving with ten hours to be completed at night. The teen must hold the learner’s license for one full year. Once the year is complete and all other requirements have been met for Florida, then precede the next step. At that point in time a parent or guardian must sign a form stating that the teenager has successfully completed the practice hours required by the State of Florida..
Florida Teenager Car Insurance Laws and, Rates
A bit more car accidents involving teenaged drivers occur in southern states than any other region in the U.S. In order to combat teen car accidents and fatalities, Florida was among the first few states to implement and enforce a Graduated Driver’s License (GDL) program. Beginning in 1996, teens were required to go through three levels of licensing before applying for an unrestricted, permanent license. Within one year of starting the program, Florida saw an impressive 9% decrease in the number of accidents involving teens. .
Florida Cell Phone Use - Texting While Driving Laws
In the state of Florida, it is perfectly legal to talk on your cell phone as long as you have the phone up to one ear, and you can hear with the other. It was legal to text while driving, for now yet this is being fought right now. The state is in the process Florida Senate Bills 172 and 1578. If passed, SB 172 would prohibit cell phone use without a headset or hands free system. SB 1578 would make it illegal to text or receive texts while driving. Penalties for first and second offenses are also being reviewed. Texting among Florida teenaged drivers is extremely dangerous.
Florida Sunshine State has Teen Car Insurance Requirements
It doesn’t matter if an automobile is registered in the teens name or their parent’s name, in the state of Florida, you must still hold the minimum liability insurance coverage. That Florida State car insurance requirement is $10,000 for bodily injury for one person, $20,000 for bodily injury to two or more people. Also the Florida car Insurance requirements are a $10,000 property damage liability.
Finding Lower Florida Car Insurance Rates Online
Because the risk of an auto collision is significantly higher during a teen’s first year behind the wheel, Florida car insurance companies recommend purchasing higher amounts of coverage than the legal Requirements. We want to remind you that If you plan to add a teenager driver to your car insurance policy, that your rates can increase over $1,100. On the side of our website we have a Link for Florida Car Insurance for Teenagers Quotes from numerous Companies.
