Wednesday, March 28, 2012

Florida Car Insurance Information


Miami, Florida - The majority of Florida Drivers are worried about extremely high gas prices so we need to save whenever possible. Therefore buying car insurance is a start to save some money for your budget. Getting Florida Car Insurance Coverage so that you will be sure you carry the mandatory minimum level of coverage that is required in the state. We will be providing some information below in which our staff members wish will be helpful in answering some of the more common questions for Florida car Insurance

Minimum Coverage Required for Florida Car Insurance

You don’t have to stick with the minimum levels of coverage. You can get additional coverage, but you must carry at least $10,000 Personal Injury Protection (PIP) and $10,000 Property Damage Liability (PDL). Florida law requires you to carry this minimum coverage as long as you have a valid Florida tag on the car. You must keep this coverage until the vehicle is licensed in another state or if the vehicle becomes inoperative. The license plate and registration have for the car need to be turned into the Florida Driver’s License Bureau if the car is deemed inoperative.

Florida Car Insurance Laws and Coverage

Florida does not allow for any exemptions in the mandated insurance law. The car must be insured as long as it is registered and licensed in the state of Florida. The penalty for not insuring the vehicle can include having driving privileges taken away. We know you don’t want that as Florida is such a beautiful state that you need to drive it, to take in all the sights. Other penalties may include seizing your cars plates, the registration, and even a fine up to $500.

With current Florida car Insurance Companies offering low rates, why take the chance to get fined. The few Florida Drivers who have had an unpleasant time behind the wheel could face other issues. You may need to purchase Bodily Injury Liability or BIL coverage if you’ve been convicted of certain traffic offenses like DUIs or have had an accident that is determined to be your fault.

Shop Online for Florida car Insurance Quotes

Do you already have a car and need to insure it properly? We want to inform you that you could very well still save hundreds of dollars by taking advantage of Florida Car Insurance Companies online. They will provide quotes from several companies and you can choose without being obligated if you don't see an insurance rate that you like. Save time and get car insurance rates from the comfort of your own home.

Be Safe and Own Car Insurance While Driving in Florida

You must carry Car Insurance in Florida on any automobile or truck licensed and registered in the state of Florida. No two Florida car insurance companies offer the exact same price. You should think about coverage, how many drivers in your home, and types of automobiles. Therefore, searching and comparing Florida Car insurance companies is your best bet to finding easy and cheap auto insurance. On the side of our website we have recommendations for Florida Car Insurance quotes.
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